GDL

Effect Of LDR and NPL To ROE in The State PT Bank Negara Indonesia.Tbk Period 2010-2014

Tugas Akhir, 079 / 2015 / KPN
Undergraduate Theses from JBPTPPOLBAN / 2018-06-29 09:54:58
Oleh : Natrisha Sondari - 125121023 (natrishaaa@gmail.com)
Dibuat : 2018-06-29, dengan 4 file

Keyword : Loan to Deposit Ratio (LDR), Non Performing Loan (NPL), Return on Equity (ROE)
Subjek : Loan to Deposit Ratio (LDR), Non Performing Loan (NPL), Return on Equity (ROE)

Profitabilitas merupakan salah satu alat pengukur kinerja suatu perusahaan dimana nilai profitabilitas dapat menunjukan kemampuan suatu perusahaan dalam menghasilkan laba selama periode tertentu. Salah satu alat ukur profitabilitas adalah Return on Equity (ROE), sedangkan Loan deposit ratio (LDR) dan Non Performing Loan (NPL) merupakan rasio yang digunakan untuk mengukur kinerja suatu bank. Penelitian ini bertujuan untuk mengetahui pengaruh Loan To Deposit Ratio (LDR) Dan Non Performing Loan (NPL) terhadap Return On Equity (ROE) pada PT.Bank Negara Indonesia (Persero),Tbk. periode 2010-2014, untuk mengetahuinya peneliti mengunakan uji regresi berganda secara parsial (Uji T) dan secara simultan (Uji F). Pengaruh Loan to Deposit Ratio (LDR) (X1) secara parsial (Uji T) terhadap Return on Equity (ROE) (Y) diperoleh hasil bahwa tidak terdapat pengaruh yang signifikan pada tingkat kepercayaan 95% terhadap Return on Equity (ROE) (Y) pada Bank Negara Indonesia, dan hasil pengujian secara parsial (Uji T) untuk variabel Non Performing Loan (NPL) (X2), terdapat pengaruh yang signifikan pada tingkat kepercayaan 95% terhadap tingkat Return on Equity (ROE) (Y) pada Bank Negara Indonesia. Sedangkan secara simultan (Uji F) berdasarkan hasil pengujiannya terhadap variabel Loan to Deposit Ratio (LDR) dan Non Performing Loan (NPL) secara simultan diperoleh hasil bahwa, terdapat pengaruh yang signifikan pada tingkat kepercayaan 95% terhadap tingkat Return on Equity (ROE) pada Bank Negara Indonesia. Kata Kunci: Loan to Deposit Ratio (LDR), Non Performing Loan (NPL), Return on Equity (ROE).

Deskripsi Alternatif :

Profitability is one of the gauges of a company's performance where the profitability value can show the a company's ability to generate profits for a certain period. One of the profitability gauges is Return on Equity (ROE). Loan to Deposit Ratio (LDR) and Non Performing Loan (NPL) are one of bank performance gauges, this study aims to determine the effect of Loan to Deposit Ratio (LDR) and Non Performing Loan (NPL) to Return on Equity (ROE) at PT Bank Negara Indonesia (Persero) Tbk from 2010 until 2014. Researcher used partial regression test (Test T) and simultaneous (Test F) to know the objective. The effect of Loan to Deposit Ratio (X1) in Return on Equity (Y) obtained the result that there's no significant effect on 95% of credibility level to Return on Equity (Y) at PT Bank Negara Indonesia (Persero) Tbk and also obtained the result that for Non Perfor,ing Loan (X2) variable there's a significant effect on 95% of Return on Equity (Y) level at PT Bank Negara Indonesia (Persero) Tbk while in simultaneous ( Test F) that based of the test result in Loan to Deposit Ratio and Non Performing Loan variable obtained that there's a significant effect on 95% of credibility level to Return on Equity at PT Bank Negara Indonesia (Persero) Tbk. Keywords: Loan to Deposit Ratio (LDR), Non Performing Loan (NPL), Return on Equity (ROE).

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