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The Effect Of Loan To Deposit Ratio (LDR) And Non Performing Loan (NPL) Toward Return On Asset (ROA) At The Public Banks Are Listed On Indonesia Stock Exchange (IDX) Period 2012-2016

Tugas Akhir, 036 / 2018 / KPN
Undergraduate Theses from JBPTPPOLBAN / 2020-02-06 11:11:21
Oleh : Azizah Sekar Ayu Ningsih -155121037 (azizahsan07@gmail.com )
Dibuat : 2019-07-23, dengan 4 file

Keyword : Loan to Deposit Ratio (LDR), Non Performing Loan (NPL), Return On Assets (ROA), Bank Umum Swasta Nasional (BUSN) dan Bursa Efek Indonesia (BEI)
Subjek : Loan to Deposit Ratio (LDR), Non Performing Loan (NPL) Return On Assets (ROA), The Public Banks of Private National (BUSN) and Indonesian Stock Exchange (IDX)

ABSTRAK Penelitian ini bertujuan untuk menguji pengaruh Loan to Deposit Ratio (LDR) dan Non Performing Loan (NPL) terhadap Return On Assets (ROA). Sampel yang digunakan dalam penelitian ini adalah Bank Umum Swasta Nasional (BUSN) yang terdaftar di Bursa Efek Indonesia (BEI) periode 2012-2016 berjumlah 17 BUSN dengan teknik pengambilan sampel menggunakan purposive sampling. Data yang digunakan adalah data sekunder yang berasal dari laporan keuangan yang diterbitkan oleh BEI dan website masing-masing bank periode 2012-2016. Teknik analisis yang digunakan adalah analisis regresi linier berganda dengan alat bantu program SPSS versi 23. Hasil penelitian menunjukkan bahwa LDR berpengaruh positif terhadap ROA dan signifikan dengan nilai signifikansi kurang dari 0,05 (α = 0,024) dan NPL berpengaruh negatif terhadap ROA dan signifikan dengan nilai signifikansi kurang dari 0,05 (α = 0,000). Kata Kunci : Loan to Deposit Ratio (LDR), Non Performing Loan (NPL), Return On Assets (ROA), Bank Umum Swasta Nasional (BUSN) dan Bursa Efek Indonesia (BEI).

Deskripsi Alternatif :

ABSTRACT The purpose of this research is to test the effect of Loan to Deposit Ratio (LDR) and Non Performing Loan (NPL) toward Return On Assets (ROA). The research sample are used The Public Banks of Private National are Listed on Indonesia Stock Exchange (IDX) Period 2012 - 2016 using Purposive Sampling Methode are 17 BUSN. The data are used the secondary data from financial statements that have been published in IDX and the bank's website period 2012-2016. Analyze technique are used the multiple linier regresion with SPSS of 23th version. The result of research describes that LDR has positive influence and significant to ROA with significant's value is not more than 0,05 (I±= 0,024) and NPL has negative influence and significant to ROA with significant's value is not more than 0,05 (I±= 0,000). Keywords: Loan to Deposit Ratio (LDR), Non Performing Loan (NPL) Return On Assets (ROA), The Public Banks of Private National (BUSN) and Indonesian Stock Exchange (IDX).

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