GDL

The influence of Non Performing Loan (NPL) and Operating Expense toward Operating Income toward Return on Asset (ROA) at The Public Banks are Listed on Indonesia Stock Exchange Period 2012 - 2016

Tugas Akhir, 044 / 2018 / KPN
Undergraduate Theses from JBPTPPOLBAN / 2020-02-06 08:55:03
Oleh : Isfi Shofihatul Qolby -155121045 (Isfishofihatul07@gmail.com)
Dibuat : 2019-07-23, dengan 4 file

Keyword : Non Performing Loan (NPL), Beban Operasional Terhadap Pendapatan Operasional (BOPO), Return On Assets (ROA).
Subjek : Non Performing Loan (NPL), Operating Expenses toward Operating Income (BOPO), Retun On Assets (ROA)

Penelitian ini bertujuan untuk mengetahui pengaruh Non Performing Loan (NPL) dan Biaya Operasional Terhadap Pendapatan Operasional (BOPO) terhadap Return On Assets (ROA). Populasi yang digunakan dalam penelitian ini adalah bank umum yang terdaftar di Bursa Efek Indonesia (BEI) periode 2012 - 2016. Pengambilan sampel penelitian dilakukan dengan menggunakan purposive sampling. Diperoleh jumlah sampel sebanyak 32 bank dari 42 bank umum di Indonesia yang terdaftar di BEI. Metode penelitian yang digunakan dalam penelitian ini adalah metode deskriptif asosiatif. Teknik analisis data yang digunakan adalah regresi linier berganda dan uji hipotesis menggunakan t-statistik untuk menguji koefisien regresi, serta F-statistik untuk menguji pengaruh secara bersama-sama dengan tingkat signifikansi 5%. Selain itu juga dilakukan uji asumsi klasik yang meliputi uji normalitas, uji multikolinearitas, uji heteroskedastisitas dan uji autokorelasi. Berdasarkan hasil analisis ditemukan bahwa NPL berpengaruh positif terhadap ROA dan tidak signifikan. Sedangkan BOPO berpengaruh negatif terhadap ROA dan signifikan. Kemampuan prediksi dari kedua variabel tersebut terhadap Return On Assets (ROA) sebesar 94,5% sedangkan sisanya 5,5% dipengaruhi oleh faktor lain diluar penelitian ini. Kata Kunci : Non Performing Loan (NPL), Beban Operasional Terhadap Pendapatan Operasional (BOPO), Return On Assets (ROA).

Deskripsi Alternatif :

This research aims to know the influence of Non Performing Loan (NPL) and Operating Expenses toward operating income (BOPO) toward the Return On Assets (ROA). Population in this research are go public bank listed on Indonesian Stock Exchange period in 2012 – 2016. The sampling of the research was performed using the method of purposive sampling. Obtained by amount sample as much 32 bank from 42 banking company listed on Indonesian Stock Exchange in the period 202-2016. Research methodology on this research using Descriptive associative method. Data analysis technique used are multi linear regression and hypotheses test using t-statistic to test the coefficient of regression as well as F-statistic to test the coefficient together at level of significance 5%. It also conducted a classic assumption test which consist of data normality test, multicollinearity test, heteroscedasticity test test and autocorrelation test is also being done to test the hypotheses. Based on the results of the survey encountered that Non Performing Loan (NPL) influence positive toward Return On Assets (ROA) and not significant while Operating Expenses toward operating Income (BOPO) influence negative toward Returm On Assets (ROA) and significant. Prediction capability from these two variables toward Return On Assets (ROA) is 94,5% where the balance 5,5% is affected to other factor out of this research. Key Words : Non Performing Loan (NPL), Operating Expenses toward Operating Income (BOPO), Retun On Assets (ROA)

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