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The Effect of Non Performing Loan (NPL) and Capital Adequacy Ratio (CAR) on Return on Asset (ROA) in State-Owned Commercial Banks 2013-2019

Tugas Akhir, 017 / 2021 / KPN
Undergraduate Theses from JBPTPPOLBAN / 2023-05-12 14:35:26
Oleh : Mohamad Salman Sutrisno - 185121020 (mohamad.salman.kpn18@polban.ac.id)
Dibuat : 2023-05-12, dengan 4 file

Keyword : Non Performing Loan (NPL), Capital Adequacy Ratio (CAR), Return on Asset (ROA), Bank Umum Milik Negara
Subjek : Non Performing Loan (NPL), Capital Adequacy Ratio (CAR), Return on Asset (ROA), State-owned Commercial Bank

Penelitian ini bertujuan untuk mengetahui pengaruh dari Non Performing Loan (NPL) dan Capital Adequacy Ratio (CAR) terhadap Return on Asset (ROA). Populasi yang digunakan pada penelitian ini adalah bank umum milik Negara tahun 2013-2019. Metode penelitian yang digunakan pada penelitian ini adalah metode penelitian asosiatif dengan pendekatan kuantitatif. Teknik analisis data yang digunakan adalah regresi linear berganda dengan menggunakan software IBM SPSS Statistic 26 for Windows. Hasil penelitian ini menunjukkan secara parsial bahwa Non Performing Loan (NPL) berpengaruh negatif terhadap Return on Asset (ROA) dan signifikan, Capital Adequacy Ratio (CAR) berpengaruh positif terhadap Return on Asset (ROA) dan signifikan. Non Performing Loan (NPL) dan Capital Adequacy Ratio (CAR) juga secara simultan atau bersama-sama berpengaruh signifikan terhadap Return on Asset (ROA).

Deskripsi Alternatif :

This study aims to determine the effect of Non Performing Loan (NPL) and Capital Adequacy Ratio (CAR) on Return on Asset (ROA). The population used in this study were state-owned commercial banks in 2013-2019. The research method used in this study was an associative research method with a quantitative approach. The data analysis technique used is multiple linear regression using IBM SPSS Statistic 26 for Windows. The results of this study partially show that Non Performing Loan (NPL) has a negative effect on Return on Asset (ROA) and significant, Capital Adequacy Ratio (CAR) has a positive and significant effect on Return on Asset (ROA). Non Performing Loan (NPL) and Capital Adequacy Ratio (CAR) also simultaneously or jointly have a significant effect on Return on Assets (ROA).

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