GDL

The Influence Of Rentability, Efficiency And Likuidity Against Adequacy Of Capital Of Foreign Banks In Indonesia Period 2010-2017

Tugas Akhir, 024 / 2018 / KPN
Undergraduate Theses from JBPTPPOLBAN / 2020-02-06 08:45:04
Oleh : Risma Riana (risma_beibriana@yahoo.com )
Dibuat : 2019-07-23, dengan 4 file

Keyword : Return on Asset, Biaya Operasional terhadap Pendapatan Operasional, Loan to Deposit Ratio, and Capital Adequacy Ratio.
Subjek : ord: Return on Asset, Operating Expense to Operational Income, Loan to Deposit Ratio, and Capital Adequacy Ratio.

ABSTRAK Penelitian ini bertujuan untuk mengetahui pengaruh Rentabilitas, Efisiensi dan Likuiditas terhadap Capital Adequacy Ratio (CAR) pada Bank Asing di Indonesia. Objek yang digunakan dalam penelitian ini adalah laporan keuangan tahunan Bank Asing di Indonesia periode 2010-2017. Teknik analisis data yang digunakan adalah analisis regresi linear berganda. Variabel independent yang digunakan yaitu Return on Asset. Biaya Operasional terhadap Pendapatan Operasional, dan Loan to Deposit Rasio. Variabel dependen yaitu Capital Adequacy Ratio. Berdasarkan hasil analisis data, secara pasrsial Return on Asset berpengaruh positif tidak signifikan terhadap Capital Adequacy Ratio, Biaya Operasional terhadap Pendapatan Operasional secara parsial berpengaruh negatif dan signifikan terhadap Capital Adequacy Ratio, Loan to Deposit Ratio secara parsial berpengaruh positif dan signifikan terhadap Capital Adequacy Ratio pada Bank Asing di Indonesia periode 2010-2017. Hasil uji Anova, diketahui nilai F statistik sebesar 64.461 dengan signifikansi sebesar 0.000. Nilai adjusted R- Square sebesar 0.838 hal ini berarti kemampuan variabel independent dalam menjelaskan variasi variabel dependen adalah sebesar 83.3%, sedangkan sisanya 16.7% dijelaskan oleh variabel lain di luar model penelitian, seperti Non Performing Loan, Net Interest Margin, Non Performing Asset. Kata kunci: Return on Asset, Biaya Operasional terhadap Pendapatan Operasional, Loan to Deposit Ratio, and Capital Adequacy Ratio.

Deskripsi Alternatif :

ABSTRACT This study was conducted to test the effects of Rentability and Liquidity on Capital Adequacy Ratio (CAR) of Foreign Bank in Indonesia. The object used in this study are all annual report of Foreign Bank in Indonesia period 2010-2017. The data analysis technique was multiple regression analysis. Independent variable used Return on Asset, Operating Expenses to Operational Income, and Loan to Deposit Ratio. Dependent variable is Capital Adequacy Ratio. The result of the study, showed that Return on Asset had positive not significant effect on Capital Adequacy Ratio, Operating Expense to Operating Income had negative and significant effect on Capital Adequacy Ratio, Loan to Deposit Ratio had positive and significant effect on Capital Adequacy Ratio of Foreign Bank in Indonesia at period 2010-2017. The result of Anova testing, this study had F statistic 64.461 with the significant level 0,000. R-Square adjusted value of 0.838, it means the ability of independent variables in explaining the variation of the dependent variable is equal to 83.8%, while the remaining 16.7% is explained by other variables outside the research model, such as Non Performing Loan, Net Interest Margin, Non Performing Asset. Keyword: Return on Asset, Operating Expense to Operational Income, Loan to Deposit Ratio, and Capital Adequacy Ratio.

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