GDL

The Effect of Financial Performance and BI-7 Day (Reverse) Repo Rate on Profitability at BUMN Bank Period 2012-2019

Tugas Akhir, 052 / 2021 / KPN
Undergraduate Theses from JBPTPPOLBAN / 2023-05-15 15:38:39
Oleh : Salsa Bila Azahra - 185121057 (salsa.bila.kpn18@polban.ac.id)
Dibuat : 2023-05-15, dengan 4 file

Keyword : Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), Non Performing Loan (NPL), BI-7 Day (Reverse) Repo Rate (BI7DRR), Profitabilitas (Return On Assets)
Subjek : Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), Non Performing Loan (NPL), BI-7 Day (Reverse) Repo Rate (BI7DRR), Profitability (Return On Assets)

Penelitian ini bertujuan untuk menjelaskan pengaruh Capital Adequacy Ratio, Loan to Deposit Ratio, Non Performing Loan dan BI-7 Day (Reverse) Repo Rate terhadap profitabilitas (ROA) pada Bank BUMN tahun 2012-2019. Populasi yang digunakan dalam penelitian ini adalah Bank BUMN tahun 2012-2019. Teknik pengambilan sampel dalam penelitian ini menggunakan sampling jenuh sebanyak 4 Bank (BNI, BRI, BTN dan Bank Mandiri) yang dijadikan sampel penelitian. Jenis data yang digunakan yaitu data sekunder berupa laporan keuangan tahunan bank. Metode penelitian yang digunakan dalam penelitian ini yaitu metode penelitian asosiatif dengan pendekatan kuantitatif. Pengujian dilakukan dengan metode regresi data panel yang diolah menggunakan Eviews 9 dan model yang terpilih yaitu Fixed Effect Model. Hasil penelitian menunjukkan bahwa secara parsial Capital Adequacy Ratio berpengaruh negatif dan signifikan terhadap Profitabilitas (ROA), Loan to Deposit Ratio berpengaruh negatif dan tidak signifikan terhadap Profitabilitas (ROA), Non Performing Loan berpengaruh negatif dan signifikan terhadap Profitabilitas (ROA) dan BI-7 Day (Reverse) Repo Rate berpengaruh positif dan tidak signifikan terhadap Profitabilitas (ROA). Secara simultan Capital Adequacy Ratio, Loan to Deposit Ratio, Non Performing Loan dan BI-7 Day (Reverse) Repo Rate berpengaruh signifikan terhadap Profitabilitas (ROA) pada Bank BUMN.

Deskripsi Alternatif :

The research aims to determine the effect of Capital Adequacy Ratio, Loan to Deposit Ratio, Non Performing Loan and BI-7 Day (Reverse) Repo Rate to profitability (ROA) at Bank BUMN period 2012-2019. Population in this research are Bank BUMN period 2012-2019. The techniques are used ini this research is Saturation Sampling as many as 4 Banks (BNI, BRI, BTN and Mandiri Bank) which were used as research samples. Secondary data are used in the form of bank annual financial statements. The research method used are associative and quantitative research. The test is done by panel data regression method which is processed using Eviews 9 and the selected panel data regression method is the Fixed Effect Model. The result showed that partially Capital Adequacy Ratio had a negative and significant effect to profitability (ROA), Loan to Deposit Ratio had a negative and not significant effect to profitability (ROA), Non Performing Loan had a negative and significant effect to profitability (ROA), and BI-7 Day (Reverse) Repo Rate had a positive and not significant effect to profitability (ROA). Simultaneously, Capital Adequacy Ratio, Loan to Deposit Ratio, Non Performing Loan and BI-7 Day (Reverse) Repo Rate had a significant effect to profitability (ROA) at Bank BUMN.

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