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The Influence Of Non Performing Loan (Np) And Net Interest Margin (Nim) Towards The Profitability In Artha Graha International Bank Period 2010-2017

Tugas Akhir, 030 / 2018 / KPN
Undergraduate Theses from JBPTPPOLBAN / 2020-02-06 08:48:49
Oleh : Ucu Novianti -155121031 (ucu.novianti22@gmal.com )
Dibuat : 2019-07-23, dengan 4 file

Keyword : Non Performing Loan (NPL), Net Interest Margin (NIM), Return On Assets (ROA)
Subjek : Non Performing Loan (NPL), Net Interest Margin (NIM), Return on Assets (ROA)

ABSTRAK Tujuan dilakukannya penelitian ini untuk menguji pengaruh Non Performing Loan (NPL) dan Net Interest Margin (NIM) terhadap profitabilitas pada PT Bank Artha Graha Internasional Tbk. Pengolahan data menggunakan program Software PASW (predictive analytics software) statistik versi 18. Metode yang digunakan adalah metode deskriptif kuantitatif, data yang digunakan berupa data sekunder yaitu laporan keuangan triwulan periode 2010-2017, dan teknik analisis data menggunakan regresi linier berganda, uji hipotesis dengan uji statistik t untuk menguji pengaruh secara parsial dan uji statistik f untuk menguji pengaruh secara simultan. Selain itu dilakukan pula uji autokorelasi, uji multikolinearitas, uji heteroskedastisitas, dan uji normalitas. Hasil analisis secara parsial menunjukkan adanya pengaruh negatif dan signifikan dari variabel NPL terhadap ROA, dan variabel NIM tidak terdapat pengaruh dan tidak signifikan terhadap ROA. Dan hasil analisis secara simultan terjadi pengaruh yang signifikan dari varabel NPL dan NIM terhadap ROA. Kata Kunci: Non Performing Loan (NPL), Net Interest Margin (NIM), Return On Assets (ROA)

Deskripsi Alternatif :

ABSTRACT The purpose of this research to test the influence of Non Performing Loan (NPL) and Net Interest Margin (NIM) toward the Profitability at PT Bank Artha Graha Internasional Tbk. Processing data using PASW (predictive Software program analytics software) statistics version 18. This research used descriptive quantitative method, the data has used is secondary data from quarterly financial statements of the period 2010-2017, and data analysis techniques using multiple linear regression, hypothesis test with test statistic t to testing the influence of partially and test statistic f to test the influence of simultaneous. In addition it also conducted a test of autocorrelation, multicollinearity test, heteroskedastisitas test, and a test of normality. The results of the analysis in partial indicates that the variable is negative and significant influential NPL against ROA, variable NIM has no effect and does not significantly to ROA. Simultaneously NPL and NIM have significant influence towards ROA. Keywords: Non Performing Loan (NPL), Net Interest Margin (NIM), Return on Assets (ROA)

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