GDL

This research was conducted to examine the influence of macroeconomics factors, as measured by bonus rate of Certificate Bank Indonesia Sharia (SBIS) and rate of Inflation towards Return On Assets (ROA) PT Bank Muamalat Indonesia, Tbk. Data used in this study was obtained from the Financial Report of Bank Indonesia publications and bank reports through the website. Data analysis techniques used in this study is multiple regression analysis where previously the data had been tested with the classical assumptions include normality test data, heteroscedasticity, multicollinearity, and autocorrelation.
Under the normality test, multicollinearity, heteroscedasticity test, and autocorrelation test, the variables didn't deviated from the classical assumptions. This shows the available data has teen qualified using multiple linear regression equation model. The results of this study indicate that the variable bonus rate of Certificate Bank Indonesia Sharia (SBIS) has a significant positive effect on Return On Assets (ROA) PT. Bank Muamalat Indonesia, Tbk. While rate of inflation has a significant negative effect on Return On Assets (ROA) PT Bank Muamalat Indonesia, Tbk. Predictive ability of the two variable on the ROA in this study amounted to 16,7%, while the rest is not influenced by other factors included in the research model.

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